When Capital One tells you that, over time, they’ll raise your credit limit if you pay your payments on time, don’t believe them …….. oh they may, but usually what they’ll do is different than what you’re promised.

What they constantly do with me, is offer me new cards ….. of course, each one also has an annual fee of almost $40.

Instead of raising your credit limit, … and even if you pay your card off every month, they’ll get their money every year.   Plus, if you consider just closing their card, remember – doing so will damage your card rating, so even if you follow Credit Guru Clark Howard’s advice, and you keep it open but charge one item per year, just to keep it open and in good standing, they’ve designed their system to still get their $40.   Everyone has a right to make money on what they do, but with these companies, Capital One included, there is no “Year of Jubilee”.

About josiahe

Watching closely, working to understand all I may, in this "Age of Information", even from my limited view, I can see much of what's going on ..... and I oft see it's going to impact all of us which is why I share it. My focus is to expose evil, and to serve my Lord and savior Jesus in whatever way He shows me. If one waits long enough, better writers will come along and comment; it's just that I have so little patience with the evil that lurks among us and I've wasted so much time and now, there is so little left! WELCOME!
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